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We work with individuals, families and businesses to help optimize their financial profiles. Our objective, as an independent financial planning firm, is to help you identify short and long-term goals, outline a plan to achieve those goals and act on your behalf in their execution. Without bias toward any particular investment company or product, M. David Gracy Jr., CFP®, L.L.C. offers solutions based solely on the individual needs of our clients. We are committed to exercising the highest degree of professional expertise, objectivity and integrity in every client relationship.